5 Minute Read


Joshua 16:1–18:28
Luke 19:1-27
Psalm 87:1-7
Proverbs 13:11


Proverbs 13:11 (CSB): “Wealth obtained by fraud will dwindle, but whoever earns it through labor will multiply it.”


Before I had kids, I thought I knew all that I needed to know about parenting. I was so comfortable in my knowledge of parenting that I would have loved to have sat some Moms and Dads down and instructed them on what they were doing wrong and how they could make it right.

Then, I had my own kids at which point I thought I would understand parenting by the time they left home.

But, as our oldest son has now been out of the house for almost two years and our second son will leave in two months, I realize that any “… good and perfect gift is from above, coming down from the Father …” (James 1:17). While Kim and I have done our best, we readily aim our finger to Heaven and give God the glory for how well our boys have turned out.

Our inabilities and frustrations don’t excuse us from doing our very best, though. While we pray for God’s grace, guidance, and blessings, we have our part to do as our sons have grown up in our home.

One of the things I believe we got right is in regard to money.

Proverbs 13:11 (CSB): “Wealth obtained by fraud will dwindle, but whoever earns it through labor will multiply it.”

The word, “fraud,” really means “ill-gotten” or “rashly.” It speaks of money that someone obtains that they did not earn.

We are told in Proverbs 13:11 that when someone obtains wealth that they didn’t earn, it “will dwindle.” They won’t appreciate the value of the money, since they didn’t work for it, and it will tend to fly through their fingers as they spend it.

But “whoever earns it through labor will multiply it.” The one who works for the money they have realizes how long and hard they had to work to get that money. So, it’s quite a bit more precious to them. They are much less likely to spend it quickly. Instead, they may “multiply it,” by saving it, investing it, or using it wisely.

We told our boys as early as elementary school that they had better get good grades because we weren’t going to pay for their college. We told them that they had better work to get themselves into a position where they qualify for scholarships or any number of other financial resources because they would have to come up with their own money.

We also told them that we wouldn’t be buying them a car. We would give each of them a respectable sum of money for a down payment … but they would be responsible for the monthly payments after that. If they couldn’t make the monthly payment, I would make the payment for them but I reserved the right to take their keys away until they paid me back.

Some parents who are reading this may cringe. They may think that I am heartless.

But, I am convinced that “wealth obtained by fraud (unearned) will dwindle, but whoever earns it through labor will multiply it.”

I have told our boys that Mom and Dad will be their safety net but we will never be their bank account. I am convinced that this has forced them to recognize the value of money and to grow up more quickly than if I continued to pay every bill for them.

Parents, read the book of Proverbs. It can provide you with a wealth of wisdom as you parent your children. You only get one shot at raising the parents of your grandkids. So, spend time in God’s Word and learn how to do it.